The clock is ticking on this Country’s malaise as we get closer to 12 months out from the next Election. That being said there now appear to be some green shoots appearing, with the rural communities benefiting from the strong export prices received from pretty...
Understanding business finance is essential for every business owner who wants to grow sustainably and make informed decisions. Whether you're managing a sole trader operation or a larger enterprise, the financial health of your business determines its ability to thrive. Business finance refers to the...
New Zealand’s economic recovery appears to have almost stalled, as we wait for the impact of lower mortgage rates to flow through to the economy. We are also suffering from low levels of immigration, with most of this being lower paid workers, whilst our educated...
The New Year is well underway, with our first OCR reduction having come through in February, plus lots of noise coming from Politicians as their New Year begins....
The New Zealand financial landscape is undergoing a significant transformation with the rise of non-bank lending. This alternative form of financing has gained traction in recent years, offering borrowers diverse options beyond traditional bank loans....
The economic loosening has well and truly begun, with a 0.5% reduction in the OCR in October and now a further 0.5 % reduction in November. We do have a large number of fundamental issues which will mean a recovery will be a slow process,...
Property development finance is a cornerstone of successful development projects, yet securing funding through traditional banks can be challenging. Developers often encounter stringent lending criteria, lengthy approval processes, and limited flexibility, which can hinder the progress of their ventures....
The most recent quarterly inflation figure, annualised to 3.3 %, shows that the Reserve Bank appears to have broken the back of it. We are of the opinion that economic activity was a lot more constrained than quarterly figures were portraying, due to the large...