Debt

We spoke about a changing public focus in our previous newsletter, and subject to a new more transmissible Covid variant not surfacing, that has already occurred. They say a politician has to have some luck on their side to survive in politics’, which has been...

Just when a possible return to a new normal appears on the horizon, Covid throws us a new variant of itself.  This Country has always lagged behind the appearance of the virus in various forms, as opposed to the rest of the World, however our...

Prior to mid-August, the New Zealand economy was tracking very strongly, record low unemployment and strong GDP growth...



Economists now seem united in their calls that interest rates will rise strongly within the next 12-18 months, a scenario which has not occurred since pre GFC times. This is a worldwide phenomenon as central banks remove the stimulatory tools and economies bounce back from...

To Richard, This time in February last year we commented on the Coronavirus’ expansion around the World....

What a tumultuous year, the World hanging on news of a Covid vaccine, the optimists thinking it is just around the corner, whilst the pessimists think we will never get one....

Hope you have survived the various stages of lockdown. I commented in our last newsletter at the end of February that the Coronavirus- as it was labelled at that time....

An optimist stays up until midnight to see the New Year in. A pessimist stays up to make sure, the old one leaves....