Action is a great restorer and builder of confidence. Inaction is not only the result, but the cause, of fear. - Perhaps the action you take will be successful....
We do not have, nor have had, and never will have an opinion about where the stock market, interest rates, or business activity will be a year from now....
The New Zealand property markets slowed prior to Xmas, then have shown a rebound of activity, after the New Year, but certainly not back to the levels experienced through the majority of 2016....